Things to know about your auto insurance

Perfect Touch Auto Glass

SwabiDabi

June 24,2021

How much is the deductible for a windshield?

Most deductibles for comprehensive claims range from $50 to as high as $2,000. We've found that: If your deductible is over $1,000, it is unlikely your windshield damage costs would exceed that amount or you'd get a check from your insurer.

Is there a deductible for broken windshield?

Glass damage is subject to the comprehensive deductible unless the damage occurs to the car's windshield. GEICO will waive the deductible for repairs to the windshield. Although repairs to the windshield are free, windshield replacements are not and will require policyholders to pay their deductible in most states.

 

How does insurance deductible work for windshield replacement?

It is an insurance cost that has to be paid before your insurance kicks in. For example, if your total repair cost is $2000 and the deductible amount is $500, you will need to pay $500 before you can avail the remaining $1500 from your insurance company.

 

 

Do glass claims raise insurance?

Will Filing a Glass Claim Raise my Insurance Rates? Whether a glass claim can affect your future car insurance rates depends on your insurance company. Generally, a glass claim to repair or replace your windshield shouldn't have much of an impact (if any) on your car insurance rates.

 

Should you use insurance to replace windshield?

Yes, you should use insurance to repair or replace your windshield if it would cost more than your deductible to pay out of pocket for the work. If the deductible exceeds the repair or replacement cost, the insurer will not cover any of it and filing a claim would be pointless.

 

How do I know if my insurance covers my windshield?

Windshields can usually be repaired if the chip or crack is less than 2 inches long. If the crack is larger than 2 inches, the windshield will likely need to be replaced. If this is the case, your comprehensive insurance will still cover it.